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Florida KidCare is the state of Florida's Children's Health Insurance Program (CHIP), established under Title XXI of the Social Security Act. Launched in 1998, Florida KidCare aims to provide comprehensive health insurance coverage to uninsured children, particularly those in families that earn too much to qualify for Medicaid but cannot afford private insurance. Over the years, the program has expanded its outreach, ensuring that children from low- to moderate-income families receive essential health services, including routine checkups, immunizations, and emergency care.
As of recent data, Florida KidCare serves approximately 400,000 children statewide, making it one of the largest CHIP programs in the nation. The program offers several plan types, including Full-pay plans, which require families to pay monthly premiums, and Premium assistance plans, where families may qualify for reduced premiums based on their income. This structure is designed to accommodate various income levels while providing vital health services to support the health and development of children in Florida.
Florida KidCare operates on a sliding fee scale for families with incomes that fall within certain thresholds. Generally, families with incomes up to 200% of the Federal Poverty Level (FPL) may qualify for reduced premiums based on their income level, while those with incomes up to 400% of the FPL may still be eligible. The exact income levels can vary, so it’s important for families to check the current FPL guidelines for specific eligibility.
Florida KidCare - CHIP offers a comprehensive range of health services for children, which includes regular check-ups, vaccinations, doctor visits, emergency and inpatient hospital care, prescriptions, dental care, vision services, and mental health care. This extensive coverage aims to ensure that children's healthcare needs are adequately met, promoting overall well-being.
Families can apply for Florida KidCare online through the official Florida KidCare website or by contacting the customer service center. The application process involves providing information about household income, family size, and health coverage needs. Once the application is submitted, families will receive a determination of eligibility and information on next steps, including how to select a health plan.
While Florida KidCare aims to provide affordable health coverage, there may be monthly premiums, deductibles, and co-payments depending on family income and plan selection. Premiums can vary; some families may qualify for zero-cost coverage, while others may pay a nominal fee based on their income level. It's essential to review the specific premium rates associated with your coverage plan.
