Dr. Ernesto Bernal-Mizrachi, MD
Endocrinology, Diabetes and Metabolism
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MetLife, Inc. was founded in 1868 as the Metropolitan Life Insurance Company in New York City. Initially established to provide life insurance to civil service workers, MetLife has since grown to become one of the largest insurance and financial services companies in the world. Over the years, the company has diversified its offerings and expanded its global reach, currently operating in over 40 countries. MetLife is publicly traded on the New York Stock Exchange and has garnered a strong reputation in the industry for its various insurance products and financial services.
As of 2023, MetLife serves millions of individual and institutional customers worldwide, with more than 90 million policies in force. The company provides a comprehensive range of insurance and employee benefits solutions, including life insurance, dental and vision insurance, disability insurance, and property and casualty insurance. Their diverse lineup of group and individual plans caters to a vast array of customer needs, making MetLife a significant player in the competitive health insurance landscape.
Metlife offers several unique features in its dental insurance plans, including access to a large national network of dentists, no waiting periods for preventive services, and coverage options for orthodontics and major services. Additionally, Metlife provides savings through its Dental PPO and DHMO networks, allowing members to choose between in-network and out-of-network providers.
Metlife provides extensive customization options for its life insurance products, including term life, whole life, and universal life policies. Customers can tailor their coverage amounts, policy lengths, and premium structures, and can also add riders for additional benefits such as critical illness coverage or accidental death benefits. This flexibility allows policyholders to create a policy that best fits their individual needs.
Metlife’s accident insurance policy offers several key benefits, including a lump-sum payment for covered accidents, reimbursement for medical treatment due to accidents, and coverage for various injury-related expenses. It also features 24/7 accident coverage, which means policyholders are protected anytime, anywhere, and includes support through metlife's online resources and claim assistance.
Metlife offers a range of technology tools to facilitate policy management, including a user-friendly mobile app and an online portal. These digital platforms allow customers to view policy details, make payments, file claims, and access customer support easily. Metlife's app also offers features such as virtual assistant services, reminders for important deadlines, and educational resources related to insurance coverage and wellness.