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The Hawaii Medical Assurance Association (HMAA) is a non-profit health insurance provider based in Hawaii, dedicated to offering comprehensive health coverage to individuals and families in the state. Founded in 1983, HMAA has established a reputation for providing tailored healthcare plans that cater to the unique needs of the Hawaiian population. With a focus on delivering quality customer service and fostering a community-centric approach, HMAA aims to empower its members through holistic health solutions and access to a robust network of healthcare providers.
HMAA offers a variety of health insurance plans, including individual and family plans, employer group plans, and Medicare Advantage plans. The organization emphasizes preventative care and wellness initiatives, ensuring that members have the resources and support necessary for maintaining their health. With a commitment to community engagement, HMAA also contributes to local health initiatives and educational programs, reinforcing its mission to improve the overall health landscape in Hawaii.
HMAA offers a diverse range of health insurance plans designed to meet varying needs. These include individual and family plans, employer group plans, and Medicare Advantage plans. Each plan is structured to provide a comprehensive range of coverage options, such as hospital services, outpatient care, preventive services, and prescription drug coverage.
HMAA strongly focuses on preventive care by emphasizing regular check-ups, vaccinations, screenings, and wellness programs. Members are encouraged to take advantage of these preventive services, which are often covered at no additional cost. This approach not only supports the health of members but also aims to reduce overall healthcare costs in the long term.
Yes, HMAA contracts with a robust network of healthcare providers across Hawaii. Members typically have the flexibility to choose their primary care providers and specialists within this network. However, it’s important to review the specific plan details, as some plans may have different requirements regarding provider selection and referrals.
HMAA has a streamlined claims process to ensure timely reimbursement for covered services. Members can file claims online or by submitting paper claims through mail. It's essential to keep documentation of services received and submit claims promptly to avoid delays. HMAA provides detailed guidance on the claims process within member resources and customer service support.
